Mobile phone dating market online internet dating tips

Indeed, the number of financial services available to poor people with a mobile-money account is exploding.

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The business has done so well she now has four buffaloes and an assistant, and has taken out another loan to install a biogas plant, saving on firewood and sparing her family the woodsmoke.

This was how microcredit, as promoted by Muhammad Yunus, a Nobel-prizewinning entrepreneur from Bangladesh who launched his Grameen bank in 1983, was supposed to work: credit would allow the poor to establish microbusinesses and improve their lives. Sadly, in many places it has not worked out that way.

Reaching, assessing and helping borrowers like Ms Parveen is time-consuming and labour-intensive, which makes it hard to keep interest rates at a reasonable level.

Typical annualised percentage interest rates are in the region of 20-40%, cheaper than the traditional local moneylender or pawnbroker but hardly a snip.

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